abcfinance launches Germany’s first AI leasing program for SMEs

abcfinance GmbH has become the first financing provider in Germany to launch a dedicated AI leasing model tailored for small and medium-sized enterprises (SMEs), marking a significant milestone in making artificial intelligence more accessible to the backbone of the German economy.

Under the new offering, aptly named ‘AI Leasing‘, abcfinance enables SMEs to invest in cutting-edge AI technologies without the burden of high upfront costs. Instead, businesses can implement AI solutions with flexibility and manageable leasing terms, removing one of the most common barriers to adoption: financing.

The initiative is part of the broader “AI Initiative Mittelstand“, which abcfinance launched in collaboration with its technology partner neuland.ai. The joint effort is focused on delivering practical, affordable, and scalable access to AI, particularly for mid-sized companies navigating digital transformation.

The AI leasing program is designed to help companies remain competitive in a rapidly evolving landscape. Applications range from automated customer support and predictive maintenance to advanced data analytics in sales – all essential tools for companies facing increasing pressure from labour shortages and global competition.

“Artificial intelligence is the great opportunity of our time – especially for medium-sized companies,” said Dr. Hubertus Mersmann, spokesperson for the management of abcfinance and abcbank.

“With our innovative financing offer, we’re actively supporting the digital transformation of the German Mittelstand. The AI revolution must not fail because of funding gaps. With AI leasing, we offer planning security and enable companies to confidently embrace the future.”

As the tech backbone of the initiative, neuland.ai provides a robust AI platform built on its patented Dynamic Hybrid Language Models. The platform offers secure and scalable infrastructure that meets the high regulatory and operational standards of both SMEs and public administration in Germany. It is developed and hosted entirely in Germany, ensuring compliance with data protection and security requirements.

AI leasing goes beyond standard software financing. It includes funding for AI hardware, cloud infrastructure, development services, and even employee training. From setting up tailored AI environments to deploying generative AI applications, abcfinance supports companies throughout the journey. For those seeking hands-on guidance, experienced technology partners from abcfinance’s network are available to assist with everything from needs analysis to deployment.